WE LEND HARD MONEY TO MARYLAND INVESTORS
At Gibson Private Capital, we’re not just lenders — we’re real estate investors too.
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Based in Baltimore City, Maryland, GPC is a boutique, relationship-driven private lending firm founded by long-time investor Brooke Gibson. We’re a direct lender with no middlemen, investing our own capital into every deal to ensure complete alignment with our borrowers.
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We’re not chasing volume — we’re focused on building strong, long-term partnerships with people who share our passion for smart, impactful real estate investing. If you're looking for a lender who truly understands your business, speaks your language, and treats your success like our own, we’d love to connect.
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GPC is currently lending in the state of Maryland.
WHAT IS A HARD MONEY LOAN?
A hard money loan is a short-term loan, generally utilized by real estate investors, that offers fast, no-hassle cash in order to buy or renovate investment properties. Hard money loans are secured by the property (a "hard" asset... aka "hard" money) and are often funded by private lenders (like us!).
OUR SERVICES
FIX & FLIP
No appraisals... Your loan with us will be based on the home’s value after the planned repairs are complete. We finish our loan process once you sell the property.​
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$40,000 minimum liquidity and 680 minimum credit score
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Loans up to 65% on the ARV of the property
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12% and 3 points for 6 months with extensions available
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​No appraisal required
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​Fund up to 100% of purchase and 100% of rehab (max 65% LTV)
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​Borrowers to close in a limited liability company (LLC) w/ personal guaranty from all partners
FIX > REFI > HOLD
Sometimes referred to as "BRRR," we help you get through the value-building phase and finish our loan process once you refinance into a long-term loan.
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-
$40,000 minimum liquidity and 680 minimum credit score
-
Loans up to 65% on the ARV of the property
-
12% and 3 points for 6 months with extensions available
-
​No appraisal required
-
​Fund up to 100% of purchase and 100% of rehab (max 65% LTV)
-
​Borrowers to close in a limited liability company (LLC) w/ personal guaranty from all partners
